The real test of how good a healthcare plan is can be difficult to assess, but one very crude benchmark is the maximum out of pocket. In layman’s terms, that’s the maximum a subscriber has to pay if the absolute worst happens. In this case, I’m looking at family MOOP. Say a family slid off the road during a snow storm and several people got hurt, they needed expensive surgery and rehab. The max out of pocket is the amount of money that the family would have to pay before the insurance covers everything 100%. I want to take a look at that number.

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